What is the financial situation of 1. FSV Mainz 05? 1. FSV Mainz 05 achieves a Financial Stability Score of 62 out of 100 (rating: yellow). The equity ratio stands at 52.1% (league average: 34.1%), the personnel cost ratio at 55.3%. The liabilities ratio is 28.1%. Equity stands at €33.5M.
Data as of:DFL Financials: FY 2023/24 (reporting date 30.06.2024)·Squad values: April 2026·Transfers: current·Update: DFL FY 24/25 expected May/June 2026
The quiet achiever. Mainz 05 fly under the radar but run one of the most disciplined operations in the league. Low personnel costs, modest but sustainable revenue, own stadium. Not glamorous, but financially clean. The Klopp-Tuchel-Svensson coaching tree is the club's biggest export product.
Mainz hat ein ähnliches Risikoprofil wie Augsburg, aber mit besserem EK-Puffer. Kein spektakuläres Risiko — und das ist die Stärke.
Financial data shown is based on DFL Financial Indicators 2025 (FY 2023/24, reporting date 30.06.2024). The Bundesliga overall grew by 6.7% in 2024/25 to over €5 billion in revenue. Whether 1. FSV Mainz 05 benefited disproportionately will be revealed by the next DFL Financial Indicators, expected May or June 2026. The Outlook tab below contains an informed projection.
62
Robust
Revenue 2023-24
€120.6M
Gross revenue · Einzel accounts
Personnel Cost Ratio
55.3%
League avg. 47.9%
Squad Value
€0M
BV €0M · Reserves €0M
Mewa Arena
34.034 seats
Eigentum
Equity Ratio
52.1%
League avg. 34.1%
Liabilities Ratio
28.1%
League avg. 47.0%
Summary: The quiet achiever. Mainz 05 fly under the radar but run one of the most disciplined operations in the league. Low personnel costs, modest but sustainable revenue, own stadium. Not glamorous, but financially clean. The Klopp-Tuchel-Svensson coaching tree is the club's biggest export product.
DFL License Check
All criteria met with comfortable buffer. Mainz operate well within DFL requirements — conservative management, no excessive spending.
Positive Equity
\u2713
€33.5M
Passed
Equity Ratio > 30%
\u2713
52.1%
+22.1pp buffer
Liabilities < 50%
\u2713
28.1%
21.9pp buffer
Balance Sheet (2024-06-30)
Total Assets€64.3M
Equity€33.5M
Liabilities€18M
P&L (2023-24)
Revenue€120.6M
Personnel Costs€66.7M
EBITDA€7.2M
Net Income€-4.4M
Equity X-Ray — Hidden Reserves
Low book values, consistent value creation through scouting. Mainz don't buy expensive, so repricing risk is minimal.
Squad Valuation
Player Assets (Book Value)€0M
Squad Market Value€0M
Hidden Reserves€0M
Key Players (largest hidden reserves)
Transfer Balance (5 Years)
Season
Spending
Income
Net
2025-26
€15M
€20M
+€5M
2024-25
€12M
€15M
+€3M
2023-24
€10M
€18M
+€8M
2022-23
€15M
€10M
-€5M
2021-22
€8M
€12M
+€4M
5-Year Balance
€60M
€75M
+€15M
Financial Stability Score — Components
Equity Ratio (25%)
85
Personnel Costs (25%)
30
Liabilities (20%)
80
Transfer Balance (15%)
70
Revenue Diversif. (15%)
50
Strengths
Own stadium (Mewa Arena)
Low personnel cost ratio
Strong coaching development tradition
Weaknesses
Limited market size
Revenue ceiling
No star power for major transfer fees
Risk Profile
Leading Indicators
Sportliche Stabilisierung
Unter Henriksen stabilisiert. CL unrealistisch, aber Europa-Wettbewerbe möglich.
Structural Risks
Mittel
PK-Quote über 55%
Hohe Gehälter relativ zum Umsatz begrenzen Investitionsspielraum.
Black Swan
Abstieg
Bei 33,5 Mio EK und 52% EK-Quote wäre ein Abstieg bilanziell verkraftbar — besser aufgestellt als die meisten Mitbewerber.
Outlook — FY 2024/25 Projection
Estimate · No official figures
Official DFL financial data covers FY 2023/24. Based on known parameters — transfer activity 2024/25, league growth (+6.7% per DFL Economic Report), sporting results — an informed projection for 30.06.2025 can be constructed. This estimate will be replaced once the official DFL financial data is published, expected May/June 2026.
Metric
FY 23/24 (DFL)
FY 24/25 (Estimate)
Revenue
€120.6M
~€129M
Personnel Costs
€66.7M
~€71M
Personnel Cost Ratio
55.3%
~55.0%
Estimated Result
€-4.4M
~€-6–-3M
Estimated Equity
€33.5M
~€28–30M
Estimated Equity Ratio
52.1%
~41–44%
Simulator (coming soon): Scenario Simulator (coming soon): From summer 2026, you can run scenarios here — What happens upon relegation? What does Europa League qualification bring? Revenue, costs, required actions — interactive per club.
Frequently Asked Questions
How stable is Mainz financially?
Very stable. Conservative management, own stadium, low personnel costs. Mainz are among the few clubs that could absorb relegation financially without existential crisis.